Know the taxes before you commit to a property in Spain
Estimate the main purchase taxes, understand annual ownership costs and find clear guidance for resale homes, new developments, non-resident owners and property sellers.
Property tax in Spain, explained without the confusion
The amount you pay depends on whether the property is a resale home or a new build, where it is located, how it will be used and whether you are resident in Spain.
Buyers may encounter transfer tax, VAT and stamp duty. Owners normally need to consider local property tax and, depending on their circumstances, additional resident or non-resident obligations. Sellers may also face capital gains tax and local charges.
Begin with our complete property tax guide for foreign buyers or go directly to the calculator for an initial estimate.
Taxes throughout the property journey
Find the information that matches the stage you are currently in.
Taxes and costs when purchasing property
Learn how resale transfer tax differs from the VAT and stamp duty normally associated with new-build property.
- Resale property and ITP
- New-build IVA and AJD
- Regional tax differences
Annual taxes and ongoing obligations
Explore the recurring costs connected with owning Spanish property, including municipal tax and possible non-resident obligations.
- Annual municipal IBI
- Non-resident obligations
- Ownership-related taxes
Capital gains tax and selling costs
Understand the taxes that may apply when selling, how the gain may be calculated and why documentation matters.
- Capital gains tax
- Allowable costs and deductions
- Resident and non-resident sellers
Estimate the main taxes on a Spanish property purchase
Select the region, property type and purchase price to see an indicative breakdown of ITP, IVA, AJD and annual IBI.
Spain Property Tax Calculator
Understand the taxes behind the calculation
Use these focused guides to understand what each tax means, when it applies and how it may affect your purchase or ownership costs.
ITP Spain: Transfer Tax When Buying Property
Learn how property transfer tax applies to resale homes and why the rate can differ between autonomous regions.
Explore the ITP guide
IVA Spain Property: VAT on New-Build Homes
Understand when IVA applies, how it differs from ITP and why AJD may also be payable on a new property.
Understand IVA on property
IBI Spain: Property Tax Explained for Homeowners
Learn how the municipal property tax works, who pays it and why it is not normally calculated from the market price.
Read the IBI homeowner guide
Valor Catastral: What It Means and Why It Matters
Understand the cadastral value, where it may appear and how it can influence IBI and other property-related calculations.
Learn about cadastral valueFind information for your specific situation
Continue with the guide that best matches your plans, residency position or type of property.
Complete Property Tax Guide for Foreign Buyers
A broader overview of the taxes connected with buying, owning and selling property in Spain.
Open the complete guideRental Income and Non-Resident Obligations
Learn about common tax responsibilities for non-resident owners, including rented and privately used properties.
Review non-resident taxesBuying Off-Plan on the Costa del Sol
Understand the typical tax, financing and staged-payment structure associated with off-plan developments.
Read the off-plan buying guideSelling Property and Capital Gains Tax
Explore common tax considerations for resident and non-resident sellers before completing a sale.
Plan for selling taxes
Built to help international buyers ask better questions
SpainPropertyTax.com organises complex property-tax topics into practical guides covering the key stages of a Spanish real estate transaction.
Our objective is to help readers understand the terminology, identify the taxes that may be relevant and prepare more effectively before speaking with their lawyer, tax adviser, bank or real estate professional.
Frequently asked questions about property tax in Spain
These answers provide a general overview. The final calculation depends on the property, location and taxpayer.
How much is property tax in Spain?
The answer depends on whether you are buying, owning or selling. Purchase taxes differ between resale and new-build property, while annual IBI is based primarily on the cadastral value and municipal rate.
Does Spain have an annual property tax?
Yes. The principal annual municipal property tax is IBI. Other obligations may also apply depending on residency, property use, ownership structure and personal circumstances.
Which taxes apply when buying a property?
Resale purchases are generally associated with ITP. New-build purchases are generally associated with IVA and AJD. The applicable rate and taxable base should always be confirmed before completion.
Do non-resident property owners pay tax in Spain?
Non-resident owners may have Spanish tax obligations whether the property is rented or kept for private use. The calculation depends on residency, property use and the applicable tax base.
Read the non-resident property tax guideWhat is the valor catastral?
The valor catastral is an administrative property value recorded in the Spanish cadastre. It is different from the market price and may be used in several property-related calculations.
Is the calculator a final tax quotation?
No. It provides an indicative estimate using the selected region and property type. It does not replace a calculation prepared for a specific transaction by a qualified professional.
Move from general estimates to a real property plan
Once you understand the likely taxes and purchase costs, the next step is to evaluate the right property, location, budget and buying process.
Costa Prime Realty assists international buyers with property searches, viewings, negotiations and coordination with independent legal, mortgage and transaction professionals across the Costa del Sol.
Speak with Costa Prime RealtySpainPropertyTax.com is an informational website and does not provide legal, accounting or tax advice. Enquiries made through the button above are handled by Costa Prime Realty, a real estate company based on the Costa del Sol. Transaction-specific legal and tax matters should be reviewed by an independent qualified professional.